Off-campus study can cost more than remaining on campus, because of differences in cost of living, airfares for study abroad, and so on. However:

• financial aid, including Beloit College scholarships, applies to off-campus study undertaken during the academic year
• student loans can be adjusted to cover additional expenses,
• depending on program choice and financial status, some students may be eligible for additional scholarship aid from their program
• students with Pell Grants should apply for the Benjamin Gilman scholarship to study abroad
• students with financial need are automatically considered for the College's travel scholarships

The cost of studying abroad off-campus varies.  However, billing procedures are the same. 

• students studying off-campus pay Beloit College tuition
• Beloit College pays tuition to the host institution on the student's behalf
• room and/or board may be paid to Beloit College in the case of exchange programs
• institutional scholarships and tuition may apply to program tuition up to $14,657 for off-campus study in academic year 2012/13.  If program tuition exceeds $14,657, the student is responsible for the difference between the program tuition and the $14,657 in tuition and scholarship that can transfer from Beloit. Students applying to programs near or above this "tuition cap" should include a description of an alternative program below the cap in their application
• students who have a full scholarship, tuition remission, or tuition exchange will be limited to Beloit College exchange and ISEP Exchange programs only. Check with the Accounting Office and Financial Aid if you believe this might pertain to you.

Use the budget worksheet to calculate the approximate costs of your program. You must budget separately for travel to and from your program location, spending money, individual travel, and other peripheral costs. The Office of Financial Aid can help estimate costs.

Other things to keep in mind:

• Financial aid is not applicable to personal expenses. Students should plan on bringing approximately $1800 for spending money each semester to cover travel and entertainment costs. Please note that how much you will need depends on both local costs and your spending habits.
• Students should not expect to be able to find work while abroad.  In fact, it is illegal in some countries to work while on a student visa.
• Program beginning and end dates may differ from those at Beloit College, and may impact a time otherwise devoted to work, internships, and other semester break activities.
• Students who withdraw from off-campus study before program end should refer to the Terms and Conditions signed before departure for information regarding financial responsibilities and refunds. They should also notify the Office of International Education, Accounting, and Financial Aid.

Have an independent project in mind?

• Enhancement grants are available to help support small project development during study abroad.
• International education, Asian Studies, and Weissberg International Human Rights grants can support more extended projects during winter and summer breaks.